Due to technical difficulties, our Drive Thru Teller will be temporarily unavailable. 

VCU Rates

VCU is committed to having competitive, flexible rates for all your savings, investment, loan, and mortgage needs.  All deposits are guaranteed 100% by the Credit Union Deposit Guarantee Corporation. 
The following rates are subject to change without notice.  Please contact the branch directly to lock in a rate.  
Rates are effective as of Sept 13, 2023.

Foreign Exchange Rates Buying Selling

U.S. Cash 1.3851 1.3251

U.S Cheques/Wires/Drafts 1.3801 1.3301

The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $20,000.  For higher volume transactions, please call 780-853-2822Some restrictions may apply. Actual rates may vary.  Rates are subject to change without notice.
Prime Rate 7.20%
Plan 24/Heritage Plan 24 0.05%
Special Savings (no longer offered)
Ultimate Savings  1.45%

1 year
18 month 5.00%
2 year 4.85%
30 month 5.15%
3 year 4.10%
40 month 4.40%
4 year 4.35%
5 year 20/20 4.35%
Cashable GIC
Cashable TFSA 3.50%
RRSP/RRIF Variable
TFSA Variable 0.75%


5 year 6.29%


*Please contact the branch for additional mortgage rate options.  We would be happy to help find the right fit for you!

U.S. Chequing 0.00%
30 day 0.00%
60 day 0.05%
90 day 0.10%
180 day 0.41%
1 year 0.91%
AgriInvest 1.45%
Lawyers Trust Account 0.75%
Realtors Trust Account 0.75%


For lending rates, please contact the branch.  We will work with you to find the best fit for your business!

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