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VCU Rates

VCU is committed to having competitive, flexible rates for all your savings, investment, loan, and mortgage needs.  All deposits are guaranteed 100% by the Credit Union Deposit Guarantee Corporation. 
 
The following rates are subject to change without notice.  Please contact the branch directly to lock in a rate.  
  
Rates are effective as of May 27, 2022.

Foreign Exchange Rates Buying Selling
U.S. Cash 1.3337 1.2437
U.S Cheques/Wires/Drafts 1.2987 1.2487


The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $20,000.  For higher volume transactions, please call 780-853-2822.  Some restrictions may apply. Actual rates may vary.  Rates are subject to change without notice.
Prime Rate 3.20%
Plan 24/Heritage Plan 24 0.05%
Special Savings (no longer offered)
 0.20%
Ultimate Savings  0.25%

1 year
2.00%
18 month 2.25%
2 year 2.50%
30 month 2.00%
3 year 2.65%
40 month 3.45%
4 year 2.95%
5 year 3.45%
Cashable GIC
 0.50%
RRSP/RRIF Variable
 0.25%
TFSA Variable 0.30%

Fixed-Closed 
5 year 4.39%

 

*Please contact the branch for additional mortgage rate options.  We would be happy to help find the right fit for you!

U.S. Chequing 0.00%
30 day 0.00%
60 day 0.05%
90 day 0.10%
180 day 0.41%
1 year 0.91%
AgriInvest 0.65%
Lawyers Trust Account 0.75%
Realtors Trust Account 0.75%

 

For lending rates, please contact the branch.  We will work with you to find the best fit for your business!

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