VCU Rates

VCU is committed to having competitive, flexible rates for all your savings, investment, loan, and mortgage needs.  All deposits are guaranteed 100% by the Credit Union Deposit Guarantee Corporation. 
 
The following rates are subject to change without notice.  Please contact the branch directly to lock in a rate.  
  
Rates are effective as of May 11, 2023.





Foreign Exchange Rates Buying Selling
U.S. Cash 1.3805 1.3205
U.S Cheques/Wires/Drafts 1.3755 1.3255


The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $20,000.  For higher volume transactions, please call 780-853-2822Some restrictions may apply. Actual rates may vary.  Rates are subject to change without notice.
Prime Rate 6.70%
Plan 24/Heritage Plan 24 0.05%
Special Savings (no longer offered)
0.20%
Ultimate Savings  1.00%

1 year
3.25%
18 month 3.65%
2 year 3.75%
30 month 3.25%
3 year 3.60%
40 month 3.40%
4 year 3.50%
5 year 3.80%
Cashable GIC
2.75%
Cashable TFSA 2.75%
RRSP/RRIF Variable
0.75%
TFSA Variable 0.75%

Fixed-Closed 

5 year 5.54%

 

*Please contact the branch for additional mortgage rate options.  We would be happy to help find the right fit for you!

U.S. Chequing 0.00%
30 day 0.00%
60 day 0.05%
90 day 0.10%
180 day 0.41%
1 year 0.91%
AgriInvest 1.25%
Lawyers Trust Account 0.75%
Realtors Trust Account 0.75%

 

For lending rates, please contact the branch.  We will work with you to find the best fit for your business!

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