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VCU Rates

VCU is committed to having competitive, flexible rates for all your savings, investment, loan, and mortgage needs.  All deposits are guaranteed 100% by the Credit Union Deposit Guarantee Corporation. 
 
The following rates are subject to change without notice.  Please contact the branch directly to lock in a rate.  
  
Rates are effective as of Sept 22, 2022.


Foreign Exchange Rates Buying Selling
U.S. Cash 1.3731 1.3131
U.S Cheques/Wires/Drafts 1.3681 1.3181


The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $20,000.  For higher volume transactions, please call 780-853-2822.  Some restrictions may apply. Actual rates may vary.  Rates are subject to change without notice.
Prime Rate 5.45%
Plan 24/Heritage Plan 24 0.05%
Special Savings (no longer offered)
 0.20%
Ultimate Savings  1.00%

1 year
1.75%
18 month 3.75%
2 year 3.00%
30 month 3.20%
3 year 3.35%
40 month 3.75%
4 year 4.55%
5 year 4.20%
Cashable GIC
 1.20%
RRSP/RRIF Variable
 0.30%
TFSA Variable 0.30%

Fixed-Closed 
5 year 5.19%

 

*Please contact the branch for additional mortgage rate options.  We would be happy to help find the right fit for you!

U.S. Chequing 0.00%
30 day 0.00%
60 day 0.05%
90 day 0.10%
180 day 0.41%
1 year 0.91%
AgriInvest 0.65%
Lawyers Trust Account 0.75%
Realtors Trust Account 0.75%

 

For lending rates, please contact the branch.  We will work with you to find the best fit for your business!

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