Guaranteed Investment Certificate

Let us answer your questions about GICs and what we have to offer. 
A GIC is a low risk investment that guarantees the rate of return so you won't lose your money.  It is like a savings account that earns interest but you have to leave the money in the account for specific period of time. 

Things to Know:
  • Minimum $500 investment
  • Terms range from 1 - 5 years
  • Interest may be paid monthly or annually
A cashable GIC has a 1 year term but is cashable after 30 days with no loss of interest.  If you cash it in prior to 30 days then no interest is paid.

1-4 Years
Non-redeemable prior to maturity
18 Month Non-redeemable prior to maturity
5 Yr 20/20
Allows for 20% of the original investment amount to be redeemed on the anniversary date

  • Minimum $1,000 investment
  • Non-redeemable prior to maturity date
  • Available in terms of 30, 60, 90, 180, and 365 days
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