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Personal Accounts
Whether you're looking for an everyday chequing account, a place to grow your savings, or an account designed with seniors in mind, we have options to fit where you are today.
Account Features
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Online & Mobile Banking | MemberCard® Debit Card | Mobile Wallet | Interac e-Transfer® | Deposit Anywhere™ | eStatements | ding-Free® ATM Access
Optional paper statements: $3.00
Optional paper statements: $3.00
Value Account
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Our Value Account is a pay-as-you-go option that's perfect if you only have a few transactions each month.
$3.25 / month
- 3 free debit transactions - $1.00 for each additional
eValue
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Our eValue Account is a self-serve option that gives you unlimited electronic transactions.
$8.00 / month
- Unlimited electronic transactions
- In-branch fees:
$1.00 /cheque or cash withdrawal
$1.25 / Utility Payment
Added Value
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Our Added Value Account offers unlimited transactions for a flat monthly fee.
$14 monthly fee
- Unlimited electronic cheque & cash withdrawals, in-branch transfers, bill payments.
- No charge for drafts or stop payments
- Free personalized cheque order (max 200)
- $5.00 discount on annual safety box rental
Smart Solutions™
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Free banking until you're 25, now that's smart. (18 - 25 years)
No monthly fee
No monthly fee
- Unlimited transactions
- Free first cheque order (48 cheques)
Our Smart Solutions™ account is ideal for members 18 -25 years of age. Whether you are enrolled in post-secondary school, or are heading into the workforce, you can skip your banking fees.
US Chequing
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Our US Chequing Account offers US dollar transactions on a pay-as-you-go plan. Accessible by cheque or in-branch withdrawal.
- $1.00 per debit transaction
Plan 24 Savings
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Our Plan 24 Savings Account is a great savings vehicle when you need to access those funds from time to time. Competitive interest calculated on daily closing balance, paid monthly.
No monthly fee
- 2 free debit transactions - $1.00 for each additional
Ultimate
Savings
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Our Ultimate Savings Account is an excellent savings option to help you save for future goals. This self-serve option gives you unlimited electronic transfers between VCU accounts. High interest calculated on daily closing balance, paid monthly.
No monthly fee
- $5 per debit transaction
Heritage Club® Chequing
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Heritage Club® Chequing
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Conduct your banking for free. (Age 60+)
No monthly fee
- Unlimited electronic cheque & cash withdrawals, in-branch transfers, bill payments
- No charge for drafts or stop payments
- First free personalized cheque order (max 200)
- $10.00 discount on annual safety box rental
Heritage Club® Plan 24
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Our Plan 24 Savings Account is a great savings vehicle when you need to access funds from time to time. Competitive interest calculated on daily closing balance, paid monthly.
No monthly fee
- 2 free debit transactions - $1.00 for each additional
Let's find the account that works for you!
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Speak with Ashton or any of our Financial Services Advisors to get started.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
®Interac is a registered trade-mark of Interac Corp. Used under license.