Personal Chequing Accounts

Chequing Account Options That Fit Your Life

Value  Account

Account Fee      $3.25

Ideal for the person with limited activity that prefers to pay for transactions as needed.

$1.00/withdrawal, INTERAC transaction and automatic funds transfer

Mobile app and online banking access included

Monthly eStatement provided

eValue Account           

Account Fee      $8.00

Ideal for the member that prefers online transactions.

Features unlimited electronic transactions, withdrawals at Credit Union ATMs*, and automatic funds transfer. In branch fees: $1.00/ cheque or cash withdrawal, $1.25/ utility payment

FREE e-transfers

Mobile app and online banking access included

Monthly eStatement provided

Added Value Account                              

Account Fee      $14.00

Ideal for members that need a combination of online and in-branch services.

Unlimited cheque & cash withdrawals, in-branch transfers, bill payments, automatic funds transfers, online banking transactions, Credit Union ATM withdrawals*, and INTERAC direct payment transactions. No charge for drafts or stop payments.

FREE e-transfers

FREE personalized cheque order (max 200)

Mobile app and online banking access included

Monthly eStatement provided

$5.00 Discount on annual safety deposit box rental

Seniors Accounts

Heritage Club 60 Chequing Account

FREE account with withdrawals, in-branch transfers, bill payments, automatic funds transfers, online banking transactions, Credit Union ATM withdrawals*, and INTERAC direct payment transactions included

Mobile App and online banking access included

No charge for drafts or stop payments

$10 Discount on annual safety deposit box rental

 

Heritage Club Plan 24 Savings Account

Competitive interest calculated on daily closing balance and paid monthly

No monthly fee with free in-branch withdrawals, transfers, and internet banking transfers between accounts

Mobile App and online banking access included

No charge for the first 2 debit transactions, after $1.00/transaction

Community Accounts

Ideal for non-profit associations and community groups.

VCU knows how important volunteers and non-profit groups are to growing communities like ours. FREE account with no monthly maintenance fee, no charge for withdrawals, automatic funds transfers, INTERAC direct payments & bill payments.

ALSO:

-Overdraft Protection available for chequing accounts upon credit approval

-$25 Common Share investment / member required

 

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